Entries by admin

What First-Time Buyers in Singapore Must Know About House Hunting

There are several factors that will influence the actual cost of buying a studio apartment. Singapore enforces different rules for families and single individuals, particularly for those who plan to buy a Housing & Development Board (HDB) flat. Aside from marital status, the price of buying your first apartment will depend on your income and […]

5 Simple Tips to Avoid Overspending During the Holiday Season

Most people try to be frugal in Singapore during the holidays, but this can be especially difficult when retailers have so many tempting deals for shoppers! Some people use the excuse of missing out on these special offers to spend—sometimes even more than necessary. Here are five simple life hacks and expert tips to stay […]

What Are the Illegal Debt Collection Practices in Singapore?

Debt collectors in Singapore comply with the Credit Collection Association of Singapore’s code of conduct, but it doesn’t stop some unscrupulous individuals and companies to use coercion. If you applied for a personal loan from a licensed moneylender, harassment should never happen when they try to collect unpaid balances. Whether or not there are laws […]

How to Get a $100,000 Personal Loan

You can easily find lenders who will be interested to offer you an unsecured personal loan with an amount of $100,000 for as long as you have the income and a good to excellent credit score. When you need that amount of money, it is doubly important for you to research and compare the right […]

How Loan Sharks Trick You into Getting a Personal Loan With Them

Licensed moneylenders in Singapore have been a good alternative to banks for personal loans, but many still borrow money from loan sharks despite several horror stories about their illegal ways of collecting payment. Some of the terrifying experiences recounted by victims include harassment on social media and even setting fire to the borrower’s home! Here […]

How Is a Personal Loan Calculated?

Almost every one of us has experienced borrowing money from someone else in order to help pay for unplanned expenses. For some, loans are a natural part of their lives which helps them get through their day to day activities. Today it has become relatively easier for just about anyone to apply for personal loans […]

Personal Loans: When Should You Apply for Them?

There are certain situations and circumstances that will require filing for a personal loan. Some loans are meant for a specific purpose. Examples of these are auto loan for cars, mortgage loan for a new home, and student loan for college tuition. A personal loan, on the other hand, can be used for any purpose. […]