Short on money? Cash advance your salary with us and just pay back on your next earnings.
Payday Loan is a short-term loan that provides employed individuals with immediate funds until they receive their next paycheck. provides employed individuals with immediate funds until they receive their next paycheck. This type of loan can help you pay your urgent bills or settle your monthly dues. With a minimum salary of SGD1,500 for local & SGD2,000 for foreigners, you can borrow up to one month worth of your income.
Call us at 6345-9123 or simply apply online here to set an appointment at your convenience.
Come in for an appointment to create a customized plan that fits your needs and repayment ability.
Agree on terms, including the payments and permitted fees.
Once the contract is signed, you will receive your cash loan.
Prior to borrowing money, it is important to consider the list of money lending companies registered with the Ministry of Law, to verify its legitimacy
At Bugis Credit Pte Ltd, you can be confident that you can get a fair amount of interest rates, as it adheres with the law. It offers flexible repayment terms suitable for the borrower’s budget and capability.
The amount of money you can loan varies depending on the requirement and qualification. Here’s the list of loanable amount A1 Credit offers:
According to the Ministry of Law, if a borrower fails to repay the loan on time, the maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.
All moneylenders are only permitted to impose the following charges and expenses:
The total charges imposed by a moneylender on any loan, consisting of interest, late interest, upfront administrative and late fee also cannot exceed an amount equivalent to the principal of the loan.
You can verify if a moneylender is licensed by checking this list by the Ministry of Law.
Under the advertising rules, licensed moneylenders are permitted to advertise only through these three channels:
If you receive flyers, SMSes, emails or other forms of advertisements, these would be from either licensed moneylenders operating in violation of the rules, or unlicensed moneylenders.
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
You should ensure that: